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Coronavirus Update: To slow the spread of the novel coronavirus (COVID-19), we have significantly altered the Hermosa Beach Chamber of Commerce's operations to focus on essential services. Sign up to receive our Wednesday Weekly newsletter to stay posted and follow our social media channels for updates. The Chamber of Commerce is dedicated on helping our business community. You can find information regarding the COVID-19 with resources and up to date information on our site. We encourage all employees to wear protective masks and gloves when dealing with the public. Thank you.

Resources for Businesses

The State launched a new website that highlights resources available to Californians impacted by COVID-19:

Disaster Loans are available for small businesses, home owners and renters impacted by COVID-19. CLICK HERE to apply for federal Small Business Administration loans and CLICK HERE to apply for a State loans.

LAEDC can work with businesses one-on-one to see if they qualify for other non-traditional loans. Please email LAEDC for details.

California’s Work Sharing Program provides an alternative to layoffs for businesses with reduced work or production. CLICK HERE to apply.

The County provides individualized business assistance, from access to capital and tax incentives, to cost containment strategies so businesses can maintain operations and avoid layoffs. Please email LAEDC for details.

The County provides Rapid Response services to businesses and workers impacted by layoffs. We’ll work with your business to avoid layoffs and closures. We’ll help workers get connected to benefits, unemployment insurance and other services.

Email to request services.

Questions and answers for employers (from

How do I maintain a safe workplace?

What precautions should healthcare workers and organizations take?

See Cal/OSHA interim Guidance for Protecting Healthcare Workers.

How can I avoid laying off employees if my business is impacted by COVID-19?

Apply for the Unemployment Insurance (UI) Work Sharing Program.

As a small business owner, what programs are available to help me survive financially?

There is a constantly updated list of resources available to small businesses for financial relief online at the Governor’s Office of Business and Economic Development website.

California Treasurer’s Office has a small business loan program with special disaster insurance: CalCAP

IBank offers loan programs for businesses affected by disasters in California. IBank, a unit within California Governor’s Office of Business and Economic Development (GO-Biz), offers the following loan programs for businesses from one to 750 employees (small businesses):


IBank will issue loan guarantees up to 95 percent of the loan through its partner Financial Development Corporations to help small business borrowers who were impacted by disasters or public safety power shutoffs and who need term loans or lines of credit for working capital. Small businesses, including small farms, nurseries, agriculture-related enterprises and nonprofits that have suffered an economic loss Resources for Businesses and/or physical damage may apply. This disaster program will help lenders and small businesses by providing loan guarantees of up to $1 million for small business borrowers in declared disaster areas.


IBank is offering loans from $500 to $10,000 to low-wealth entrepreneurs in the declared disaster and emergency areas through its Jump Start Loan Program. IBank established the Jump Start Loan Program in 2016 as a small loan and financial literacy/technical assistance program designed for low-income small businesses in low-wealth communities, including businesses owned by women, minorities, veterans, people with disabilities and those previously incarcerated. Access to IBank’s Disaster Relief Loan Guarantee Program and Jump Start Loan Program can be made through its partner Financial Development Corporations (FDCs)

For more information on how to apply, visit the IBANK website.

The U.S. Small Business Administration is offering low-interest federal disaster loans to small business suffering from the financial effects of COVID-19.

There are small business loans available through the County:

The California Tax and Fee Administration has established a program for relief.  Taxpayers may request assistance by contacting the CDTFA. Requests for relief of interest or penalties or requesting an extension for filing a return may be made through our online services.

Additionally, taxpayers (individuals and businesses) affected by the coronavirus pandemic can file and pay by June 15, 2020. (For all deadlines between March 15 and June 15, 2010.) To claim this extension:

Taxpayers claiming the special COVID-19 relief should write the name of the state of emergency (for example, COVID-19) in black ink at the top of the tax return to alert FTB of the special extension period. If taxpayers are e-filing, they should follow the software instructions to enter disaster information.  See information from the CA Franchise Tax Board for more information.

What about county property taxes? Has that deadline changed?

Not yet. Check with your county for updates. 

City of LA is offering MicroLoans:

In light of the sweeping impact the COVID-19 pandemic is having on our small business community, the City of Los Angeles has responded swiftly and decisively to support our local, community businesses. The newly established Small Business Emergency Microloan Program now provides financing needed to strengthen small business enterprises in this time of acute need that have been affected by the COVID-19 outbreak.

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